Thinking about moving to Andover? As a Boston moving company with deep roots in Essex County, we’ve helped countless families make the transition from city to suburbs. While Andover offers fantastic schools and an exceptional quality of life, you need to understand the real costs to make it work. 
This charming Boston suburb beautifully blends historic character with modern convenience. However, those tree-lined streets and excellent schools come with a specific price tag. Let’s explore what it truly means to call Andover home.
$964,950 median home price. Living costs 151% above national average. You’ll need approximately $125,000 individual income to live comfortably.
Andover has a unique atmosphere that feels both historic and welcoming. Located in Essex County just 25 miles north of Boston, the town features beautifully preserved architecture and tree-lined streets that create an inviting environment.
Many Boston professionals choose Andover because it offers the perfect balance. You get peaceful suburban living while maintaining easy access to city opportunities. Additionally, the community takes genuine pride in its excellent school system and family-friendly environment.
World-class public and private schools
Charming downtown with local businesses
Convenient transportation to Boston
Strong community spirit with regular events
Founded in 1646, Andover holds nearly four centuries of New England history within its charming streets. This Essex County community began as a small agricultural settlement and evolved into a center of education and industry. The town’s past includes everything from early involvement in the American Revolution to the establishment of the prestigious Phillips Academy in 1778.
You can still feel Andover’s history throughout the community today. The town’s careful preservation means you’ll encounter beautifully maintained Colonial and Victorian homes alongside historic landmarks. Many of the original mill buildings have been repurposed into vibrant commercial spaces, creating a perfect blend of old and new that gives Andover its unique character.
Andover’s population of approximately 36,000 residents represents a wonderful mix of young professionals, growing families, and established community members. The town’s excellent school system and safe neighborhoods make it particularly appealing to families looking for that perfect balance of suburban comfort and urban accessibility. With a median household income of $155,252, the community reflects the success of its residents while maintaining its welcoming, down-to-earth atmosphere.
What really stands out about Andover’s demographics is the strong sense of community involvement. You’ll find residents actively participating in local events, supporting neighborhood businesses, and investing in the town’s future. The population includes everything from Boston commuters to local professionals, all drawn by Andover’s exceptional quality of life and the genuine connections between neighbors.
The median home price in Andover stands at $964,950, making it one of Massachusetts’ most expensive markets outside Boston. This premium reflects the town’s desirability and quality of life.
Housing costs run 223.9% above national averages
Popular neighborhoods move quickly
You’ll find both historic and modern homes
Property values show strong long-term appreciation
The market remains competitive because families recognize they’re investing in more than property—they’re buying into exceptional schools and community amenities
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Understanding monthly expenses is crucial for effective planning. Here’s what you can realistically expect when budgeting for life in Andover.
For single professionals:
Monthly costs average around $2,600. Housing represents the largest portion at approximately $1,800 for rentals. Utilities typically cost $200-300 monthly, while groceries and transportation add another $700-900.
For families of four:
Plan for monthly budgets around $5,700. Childcare often costs $1,500-2,000 alone, while larger housing needs increase that portion to $2,500+. Family groceries typically run $800-1,000 monthly.
These figures clearly explain why income requirements in Andover exceed those in many other Massachusetts communities.
Andover’s economy shows healthy growth with a 4.0% increase over the past year. Major employers like Phillips Healthcare and Mercury Systems anchor the local job market, while Phillips Academy serves as both educational institution and significant employer.
Many residents enjoy the perfect career balance between local opportunities and Boston commuting. The median household income of $155,252 reflects the area’s professional demographics and helps offset the higher cost of living.
Education stands at the heart of Andover’s appeal. The school system consistently ranks among Massachusetts’ best, with Andover Public Schools achieving a remarkable 98% graduation rate that far exceeds national averages.
From elementary through high school, students benefit from excellent facilities and dedicated teachers. The presence of Phillips Academy further enhances the town’s educational reputation and resources.
Property taxes average 5.9% in Andover—higher than national averages but funding the exceptional services and schools that make the town so desirable. Massachusetts’ 6.25% sales tax applies to most purchases.
While taxes require consideration, most residents find the return on investment justifies the cost. The town’s financial management ensures funds directly benefit residents through maintained infrastructure and quality services.
Andover residents enjoy excellent healthcare access through Andover Medical Center and proximity to Boston’s world-class hospitals. The quality of care is exceptional, though costs align with the area’s higher expense structure.
The town’s investment in healthcare infrastructure provides peace of mind for families at every life stage. Whether raising young children or enjoying retirement, residents appreciate having quality medical services within their community.
As a commuter town, Andover’s got its act together when it comes to getting around. You’ve got easy acces to I-93 and I-495. There are two handy commuter rail stations – Andover and Ballardvale. They will take you right into Boston’s North Station. And if you do need to drive, you’ll find plenty of parking options to choose from.
Many residents love the flexibility these transportation options give them – be it heading into Boston for work, school, or just for a weekend trip into the city. For a lot of people the convenience and accessibility make it all worth it.
What truly makes Andover special extends beyond spreadsheets and budgets. The historic downtown, with cherished local businesses like the Andover Bookstore, creates a genuine community hub where neighbors regularly connect.
Outdoor enthusiasts love the access to the Shawsheen River and numerous conservation areas. Cultural attractions like the Addison Gallery of American Art provide sophisticated entertainment without traveling to Boston.
The community calendar stays packed with events that bring residents together throughout the year. From seasonal farmers markets to local festivals, these gatherings strengthen the neighborhood bonds that make Andover feel like home.
Ready to experience Andover living? Our movers make transitioning straightforward – Contact Our Andover Specialists
To live comfortably in Andover, individuals need approximately $125,000 annually, while families require proportionally higher incomes. These figures account for several key areas:
Housing in a competitive market
Transportation including Boston commuting
Quality healthcare and insurance
Education and family expenses
Retirement savings and discretionary spending
Most residents find the higher income requirements justified by the exceptional quality of life and long-term value appreciation.
How does Andover’s cost compare to Boston?
It’s slightly lower than Boston proper but remains among Massachusetts’ most expensive suburbs. You get more space and community amenities for similar costs.
What salary provides comfortable living?
Single professionals need about $125,000 annually, while families should budget for higher amounts based on their specific needs and family size.
Are there more affordable nearby areas?
Communities like Lawrence and Methuen offer lower housing costs while maintaining reasonable access to Andover’s amenities and schools.
How competitive is the housing market?
Very competitive, particularly for single-family homes in top school districts. Working with local real estate professionals is essential.
What are Andover’s biggest advantages beyond schools?
Beautiful historic character, low crime rates, strong community networks, and excellent town services make the costs worthwhile for most residents.
As you consider moving to Andover, weigh both the financial implications and quality-of-life benefits. The higher costs bring exceptional schools, beautiful surroundings, and a community that values education and connection.
Many families discover that while the initial price tag seems significant, the long-term returns in lifestyle, education, and property value make Andover a worthwhile investment.
If Andover’s blend of historic charm, excellent schools, and strong community sounds right for your family, we’re here to help. Our local expertise ensures your transition to this special Essex County community begins smoothly.
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